Safety - Our Top Priority


Regular Safety Meetings

4F has been proven to provide a safe and hazard-free workplace for our employees and clients. We are drug-free and maintain a rigorous safety program.  Our tradesmen attend weekly safety meetings.  We provide training for equipment usage and the handling of hazardous materials.  We are OSHA certified and welcome unannounced site inspections.

Insurance and Bonding

4F is fully insured and bonded through the following:

General Liability and Auto

Agent  Atlas

Carrier Cincinnati Indemnity Company

Coverage Limits

General Liability $1,000,000 single occurrence   $2,000,000  aggregate

Auto $1,000,000

Umbrella Liability $1,000,000


Agent Guignard Company

Carrier NAS Surety Group

Bonding Capacity $3,000,000 single project, $6,000,000 aggregate

Worker's Compensation

Agent  Atlas

Carrier  Summit

Coverage Limits $1,000,000

We are very proud of our 0.72 mod rating. We have not had a Workman's Comp claim since 2001.